Commercial Solar Financing

Find a financing partner for commercial solar power projects

Commercial Solar FinancingSolar power system for business

SolarWorld’s commercial project financing can be a great way for your business to take advantage of the financial and environmental benefits of solar power, without the burden of a large upfront capital outlay. Together with our partners, SolarWorld offers a number of competitive commercial financing options for all types of businesses and organizations.

Take advantage of the immense financial and environmental benefits of financing commercial solar power systems. 


Discover the various financing options for solar panels for businesses big and small

   Small Commercial Large Commercial Non-Profit   Government
Capital lease  Yellow check mark
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Operating lease Yellow check mark
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Power Purchase Agreement 
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Municipal lease 


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Commercial solar financing options

Solar financing - capital lease

Capital leasing for solar power spreads costs across 5 - 10 year terms, just like a loan or mortgage, and other advantages as well.

With a capital lease, you can spread your costs for a solar power system across easy to manage installments, just like a loan or mortgage – but with no money up front!

This solar financing option has several appealing advantanges for traditional and non-profit organizations, however, they typically bring the most value to for-profit businesses with taxable income.

Features of solar capital leases:

  • Lease terms can be up to 10 years
  • Lease terms can be up to 10 years, and interest rates are determined by customer credit and project size

Solar financing - Municipal lease


A municipal lease is a great way to realize your renewable energy objectives, offering the LOWEST interest rate of all solar financing options.

SolarWorld has experience helping government and municipal organizations reduce their operating expenses associated with utility bills by going solar. Municipal lease financing typically provides the lowest rate of all financing options, and lease terms of up to 15 years. With a known monthly payment, your organization will be able to improve operating cost budgeting, and after the term of your lease, benefit from free electricity. 

Features of solar municipal leases:
  • Lease terms of up to 15 years
  • Buyout at end of term

Solar financing - operating lease


With an operating lease, your company benefits from a reduced electricity bill, without having to deal with the headache of tax paperwork. All your company has to worry about is paying less money to your utility company. Because the finance company owns the solar system, they take advantage of all the tax incentives– and pass them on to you in the form of lower monthly lease payments.

Features of solar operating leases:

  • Much like an auto lease, an operating lease allows your company to purchase the solar system at Fair Market Value when your lease ends.
  • Operating leases require no initial investment, and have lease terms of up to 12 years.

Solar financing - Power Purchase Agreements (PPAs)


A Power Purchase Agreement is a long term agreement where the business or organization agrees to purchase all of the electricity generated by a solar system at a contracted rate. The PPA provider installs, maintains, and operates the solar system – the commercial entity only pays for the power that is generated and usually at a small discount from what is charged by the current utility company.

A PPA can be a low risk option to finance a system and due to some vagaries in the Tax Code, the ONLY way for a non-profit or governmental entity to receive an indirect advantage from the tax benefits for solar PV. For commercial businesses looking for the highest possible return on investment, one of the other previously mentioned options is often a better choice as the system is paid off sooner. Also, due to the complexities and ongoing monitoring involved, most PPA funders will only consider projects that cost at least $300,000 and prefer ones much larger than that.

Typical Features of Solar Power Purchase Agreements (PPAs):

  • Power Purchase Agreements require no upfront investment or maintenance costs
  • Proposals vary based on the underlying economics, but typically the contract lasts for 15 to 20 years and may have a 3% annual rate increase escalator
  • At the end of the contract, a new PPA can be negotiated or the system purchased.